Homeownership with Habitat
An affordable path to your first home in Goodhue County.
Homeownership with Habitat
An affordable path to your first home in Goodhue County.
Your Dream of Homeownership Starts Here
Buying your first home can feel out of reach — especially with rising housing costs in Goodhue County. Habitat for Humanity makes it possible. Through our Homeownership Program, families partner with us to build and buy a safe, affordable home with a low-interest mortgage.
When you purchase a Habitat for Humanity home, you’re not just getting a house. You’re building strength, stability, and self-reliance for your family’s future.
What It Means to Partner with Habitat
When you partner with Habitat, you build your own path to homeownership. Families work side-by-side with volunteers, contribute sweat equity, and purchase their homes with an affordable mortgage — creating lasting stability and pride in what they’ve accomplished.
PROGRAM REQUIREMENTS
Income
Families earning 30–80% of the county’s median income (currently less than $90,550 for a family of four).
Need
Living in unsafe, overcrowded, or unaffordable housing.
Willingness to Partner
200+ hours of sweat equity per adult living in the home—this can be working on your home or other Habitat projects.
Education
Homeownership and financial education classes
Mortgage
Affordable payments set at no more than 30% of household income.
Learn More About How to Apply for a Habitat House
Watch this 2-minute video on Goodhue County Habitat’s home eligibility and application process. We believe every family in Goodhue County should have a safe and affordable place to call home. If you’re ready, apply today.
Homeownership Opportunities
Check back here for current or upcoming Habitat homeownership opportunities available in Goodhue County.
Kenyon Home Available – Partner Family needed.
We’re currently building a new 3-bedroom, 1-bathroom home in Kenyon, MN. Applications are now open for a partner family. To qualify for our homeowner program, you must have an ability to make a monthly mortgage payment and a willingness to partner in building a home. If interested, download the application and apply now.
Home 1
More information coming
Home 2
More information coming
Home 3
More information coming
If no homes are listed, you can still apply and join our interest list. Sign up by clicking the button below if you’d like an email when new Habitat home applications are being accepted.
So Much More Than a House
The easiest and perhaps most meaningful way to get involved is to volunteer on a build site. No experience required — we’ll provide the training, tools, and guidance. You’ll learn new skills, meet incredible people, and directly help a family achieve the dream of homeownership.
So Much More Than a House
Habitat’s homeownership model is proven to:
- Build financial stability through affordable mortgages.
- Improve health and reduce stress.
- Give children a safe, stable place to grow and succeed in school.
- Strengthen neighborhoods and the local economy.
Since 1993, Goodhue County Habitat has helped 56 families achieve homeownership through this model.
Take the First Step
If this sounds like a good fit for your family, the next step is to complete the application.
Download & Complete
Download the Homeownership Application (PDF)
Gather Supporting Documents
Income verification, credit check, references
Submit Application
Submit by email, by mail or in person to:
614 Plum St,
Red Wing, MN, 55066
IMPACT STORY
Hope Has a New Address!
A fresh start filled with independence, stability, and hope.
Welcome Home, Anne & Tabbathia!
A fresh start filled with independence, stability, and hope.
Their story is proof: Habitat homes are built and purchased, not given away. Families work alongside neighbors and buy their homes with an affordable mortgage, creating strength and stability for the future.
From Dreams to Doorways, Hope Lives Here
Watch the home highlights of the Knutson Family’s Habitat build.
